7 Responses to “McCaskill in Hillsboro, MO”

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  1. Vote -1

    Thanks, PlasticEyes. You’ll be a refreshing change from that Hennessy guy.

  2. Vote -1

    This quote is patently false:

    “In fact, the average family gets health insurance through their employer and spends very little out of pocket for health insurance or even for health care.”

    There is no evidence to your claim. In fact, there’s a lot to the contrary. I’ve worked for several companies that are reputed to have among the best insurance out there, including USAA. But all these companies had deductibles of up to 2000 per person, so unless your family is completely healthy, there’s no way you won’t spend a significant sum on health care. I also had to pay 3000 a year out of my paycheck on top of deductibles.

    Your claim is so ridiculous I don’t know where to begin. BTW: Even USAA’s leadership, which is extremely conservative, wants health care reform. They said as much in a company town hall a few years back.

    • Vote -1

      Thanks for your reply.

      Perhaps instead of “very little” I should have said “much less” in reference to McCaskill’s claim that the average family pays $12,500 per year. Your history seems to support my version, since your annual exposure is only $5,000. I assume that $3,000 is taken from your paycheck because your employer doesn’t pay the entire cost of your insurance, right?

      When I retired from my large-company job, I looked into the COBRA rates and found that my cost for an equivalent family plan would be about $1,000 per month, which I understand is fairly typical for the excellent coverage my employer provided. (This may be where the Senator got her $12,500 number.) However, individual COBRA coverage for myself would cost only $400 per month, and I would only need it for about 10 months until I became eligible for Medicare. So, I moved the rest of my family to an HSA with a $5,000 deductible and a monthly premium around $200. When I joined Medicare, I purchased a Medicare supplement policy that provides excellent coverage at around $250 per month.

      Now that my youngest child has moved out and my wife is less than 2 years from Medicare, I think our total health insurance outlay will settle in at less than $500 per month unless ObamaCare mucks it up. This is about what you would pay for nice car plus its insurance, so I don’t think it’s really out of line.

      My point is that even after all these machinations, my out-of-pocket insurance cost has never come close to $12,500. Indeed, even if you compute my exposure due to the high-deductible HSA policy, it’s still less than McCaskill claimed was the family average. Both my story and your story debunk McCaskill’s claim, and I think millions of Americans have similar stories.

      Of course, if you believe health care should be totally free, then I guess none of this means anything to you. :-)

  3. Vote -1

    I was in Hillsboro at the rally. McCaskill dodged around issues, as you say, but I also noticed another interesting dodge. After being Obama’s poodle all through the campaign, it was fascinating to note that not one time–not once–did she mention Obama’s name. I also saw her interview with O’Reilly–same deal. At one point he asked her a question relating directly to Obama (sorry, don’t remember what it was); at that point, she dodged the question and answered the one she wanted to answer, again, not mentioning The One’s name.

    I just thought it was an interesting omission, something worth keeping an eye on.